Tuesday, August 30, 2011

Beware of the Friendly Insurance Adjuster: Especially in Maryland

wolf 5.jpgAs Maryland personal injury attorneys our law firm deals with insurance adjusters on a daily basis. Our Maryland auto accident attorneys are constantly negotiating settlements or in court fighting against the insurance companies on behalf of our clients. As a result, we have seen every trick in the book. One of the most common tricks is when an adjuster offers an injured individual a check shortly after the accident in exchange for a release. More often than not the check will be for substantially less than the actual value of the case. In Maryland once the release is signed there is no opportunity for the injured individual to rescind. In contrast, in Virginia, there is a 72 hour period to rescind.

Like a sheep in wolf's clothing the insurance adjuster's wonderful customer service and eagerness to offer money masks the actual intent. The insurance adjuster's job, by nature, requires them to settle cases for the lowest possible amount. It is all about the bottom line. If adjusters can keep their company's cost down by offering settlements that do not reflect the actual value of the case they will most likely do so. Every day our law firm answers calls from people who have accepted offers and signed releases for amounts significantly lower than what their case is actually worth. Unfortunately, in Maryland, once the settlement is accepted and the release is signed our Maryland accident injury attorneys can't pursue the case. Ultimately, the failure to consult an experienced Maryland personal injury attorney could cost someone injured in an accident thousands of dollars. This consequence is exactly why speaking to a Maryland personal injury lawyer or Maryland auto accident attorney is essential to achieving maximum recovery for injuries suffered as a result of someone else's negligence.

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