Recent Case Results February 2018

On April 19^th, our client was involved in a hit and run accident where the defendant backed into his parked vehicle, then drove off. The impact left him with pain to his neck and back, and worsened a preexisting injury. After six months of physical therapy and other forms of medical treatment, we submitted our clients demand to Allstate for review. Once the claim was evaluated, our office was contacted with an offer that was far too low. After discussing the different options with our client, we agreed that pushing this case through to litigation would be for the best. Fortunately, the Judge agreed that our client did in fact deserve more compensation than what Allstate was offering, and awarded our client with a final verdict of $10,515.00.  

The Importance of Gap Insurance After a Car Accident

When a person gets a new vehicle, the majority of us want that car to run us as long as possible, the last thing we think of is the possibility of that car being totaled before it is even paid off. Unfortunately, accidents do happen, and that’s where the importance of gap insurance comes into play.

If you’re in an accident where your vehicle is totaled and it is not yet paid off, you could still owe thousands of dollars to the lien holder even after the total loss check has been cashed. Insurance companies usually offer the minimum amount of your vehicles value, which is often far less than what you actually paid for the car. This means that not only do you no longer have a vehicle, but you also still have to pay off that car.

However, if you have gap insurance, it will likely pay the difference between whatever the insurance company paid to the lien holder and what you still owe, in order to pay the vehicle off. If you have been injured in an auto accident, call the top rated attorneys of Portner & Shure so we can properly guide you through all the necessary steps and help you fully utilize all coverage that is available.