Insurance Companies Cannot Raise your Rates for Filing a Claim for an Accident that Was NOT Your Fault

When you are involved in an accident, one of your first worries is how much your insurance rates will increase. Many accident victims are also afraid to file a claim against the other driver because they think that their insurance rates will go up.

If you are involved in an accident and you are NOT at fault, Maryland law prohibits any insurance company from increasing your rates if you decide to file a personal injury claim. If you are injured in an accident, you should not let fears of higher insurance premiums deter you from filing a claim to get compensation you deserve for your injuries. Therefore, you have nothing to lose by filing an accident claim when your are the victim in a car accident and not at fault in any way for the crash.

When you are injured in an auto accident in Maryland due to another driver's negligence, you are entitled to compensation for the injuries you suffered and the resulting treatment for those injuries. You should hire an experienced car accident attorney in Maryland to handle your case and fight for the compensation you deserve. Car accident cases are taken on a contingency fee basis, so in other words, you only have to pay your attorney a fee if they win your case.

So if you have been injured in a car accident in Maryland and the other driver is at fault for that accident, call Portner & Shure today for a free consultation: (301) 854-9000, (410) 995-1515.

Recent Case Result January 2017

Earlier this month, our litigation team earned a big win against Allstate for an accident case in Montgomery County, Maryland. Our client was driving straight in the right lane and the defendant was driving in the left lane. The defendant quickly decided to speed up and make a right turn in front of our client’s vehicle, causing a collision. Our client suffered significant injuries and missed several weeks of work as a result of the accident. Allstate made a single offer of $10,000.00 in the case, but refused to negotiate. We filed suit and the court awarded our client nearly $30,000.00. Our client was extremely happy with this result.

What Can I Expect if My Accident Case Does Not Settle and We Go to Court?

Although about 95% of all auto accident cases settle before litigation arises, sometimes court is necessary in order to obtain the compensation the client is entitled. There are many different reasons why a car accident case does not settle, including a liability dispute, minimal property damage, and factual disputes. When an insurance company refuses to make a settlement offer or makes a low settlement offer, a lawsuit is necessary in order to get compensation for the client. In many cases where suit is filed, a settlement is still achieved because insurance adjusters will then make a settlement offer in order to avoid litigation. These last minute offers of settlement can be made as late as the morning of trial. Sometimes, however, an insurance adjuster will hold firm and a trial is unavoidable.

If your case is one of those that does not settle and does go to trial, you have nothing to worry about. The process is not as scary as it sounds because our experienced team of attorneys will adequately prepare you well in advance of trial. Your attorney will go over how the process will work depending on which court your case will be heard. Your attorney will also run through the facts of the case with you and will discuss with you weaknesses in your case (if any). When your trial date arrives, you will feel completely prepared and will know exactly what to expect when you step into the courtroom.

If you've been injured in an auto accident in Maryland, make sure you call a law firm with experienced attorneys who are never afraid to go to court to fight for the compensation you deserve. Not all cases settle and you should hire a firm that can handle your case in settlement or in trial. Call Portner & Shure today for a free consultation: (301) 854-9000; (410) 995-1515.